QodeBites / Guides / Payments

Shopify Payment Methods for
Egypt & Saudi Arabia

Every card, wallet, instalment, BNPL and cash-on-delivery option you can actually accept on a Shopify store in Egypt and the Gulf — and how each one connects to checkout. Written from the payment stacks we ship, not a gateway's brochure.

Shopify Payments isn't available here — so you connect a local gateway

Shopify's own payment processor doesn't operate in Egypt or most of the Gulf. To take money you add a local payment gatewayPaymob, PayTabs, Kashier or Geidea — as a third-party provider inside Shopify checkout. A single gateway typically covers cards, mobile wallets, Apple Pay, instalments and cash on delivery, so the choice of gateway is the decision that shapes everything else.

Instalments & BNPL are the difference-maker

In Egypt, shoppers look for valU, Sympl, Souhoola, Halan, Forsa and bank card instalments at checkout — usually enabled through Paymob, where the customer picks their provider. In Saudi Arabia the equivalents are Tabby and Tamara. Offering them is one of the cheapest ways to lift average order value, since you have already paid for the traffic — check the upside with our AOV calculator.

Apple Pay, wallets & cash on delivery

Apple Pay works on Shopify in the region when it is enabled through Paymob or PayTabs. Wallets like Fawry and STC Pay (Saudi) route through the same gateways. Cash on delivery is still a large share of orders — we pair it with an order-confirmation and COD layer, wiring WhatsApp confirmations to cut failed deliveries. Not sure which mix fits your store? Get a free audit.

Payments

The gateways that connect to Shopify checkout. One gateway usually unlocks cards, wallets, Apple Pay and most of the instalment options below.

Paymob

Cards, mobile wallets, instalments and cash on delivery for Egypt and MENA.

Fawry

The largest Egyptian payment network — cards, wallet, and cash via Fawry reference codes at thousands of outlets.

PayTabs

MENA payment gateway — cards, wallets and Apple Pay across Egypt, KSA and the GCC.

Kashier

Egyptian payment gateway — cards, wallets, payment links and instalments.

Geidea

Payment gateway across KSA and Egypt — cards, wallets and Apple Pay.

Masary

Cash-collection and bill-payment network for accepting offline payments in Egypt.

Mastercard

Mastercard card acceptance, enabled through your payment gateway (Paymob, PayTabs or Geidea).

Premium Card Egypt

Egyptian instalment-card programme accepted at checkout via the gateway.

Apple Pay via Paymob / PayTabs

One-tap Apple Pay at checkout, enabled through Paymob or PayTabs.

STC Pay Saudi Arabia

Saudi digital-wallet checkout for KSA shoppers.

Instalments & BNPL

Pay-later options shoppers actively look for at checkout — the biggest lever on average order value in this market. Most run through Paymob; Tabby and Tamara cover Saudi Arabia and the Gulf.

valU Egypt · via Paymob

Buy-now-pay-later instalments (EFG Holding), a leading Egyptian consumer-finance option.

Sympl Egypt · via Paymob

Split-payment BNPL over several months, popular with younger Egyptian shoppers.

Souhoola Egypt · via Paymob

Consumer-finance instalments offered at checkout.

Halan Egypt · via Paymob

Fintech wallet and instalment financing.

Forsa Egypt · via Paymob

Buy-now-pay-later instalments for Egyptian shoppers.

Tru Egypt · via Paymob

Instalment / BNPL financing at checkout.

Seven Egypt · via Paymob

Instalment / BNPL financing at checkout.

Aman Egypt

Instalments and cash collection (Raya) at checkout.

Tabby Saudi Arabia

Split-in-four and monthly BNPL across KSA and the GCC.

Tamara Saudi Arabia

Pay-in-instalments BNPL across KSA and the GCC.

Bank instalments

Card-instalment plans for the cardholders of specific banks, switched on through your payment gateway.

CIB Card instalments

Card-instalment plans for CIB (Commercial International Bank) cardholders.

NBE Card instalments

Card-instalment plans for National Bank of Egypt cardholders.

Banque Misr Card instalments

Card-instalment plans for Banque Misr cardholders.

QNB Card instalments

Card-instalment plans for QNB cardholders.

FAB Card instalments

Card-instalment plans for First Abu Dhabi Bank cardholders.

Mashreq Card instalments

Card-instalment plans for Mashreq cardholders.

Ahli United Bank Card instalments

Card-instalment plans for Ahli United Bank cardholders.

SAIB Card instalments

Card-instalment plans for SAIB Bank cardholders.

Banque du Caire Card instalments

Card-instalment plans for Banque du Caire cardholders.

Attijariwafa Bank Card instalments

Card-instalment plans for Attijariwafa Bank cardholders.

aiBANK Card instalments

Card-instalment plans for aiBANK cardholders.

Want the full local payment stack live on your store?

We set up gateways, instalments, BNPL, Apple Pay and cash on delivery — as part of a build or as a standalone integration. Compare every option in our integrations directory, or tell us what you sell.

Frequently Asked
Questions

Common questions about accepting payments on Shopify in Egypt and Saudi Arabia.

Can I use Shopify Payments in Egypt?

No — Shopify Payments is not available in Egypt. You accept payments by connecting a local gateway (Paymob, PayTabs, Kashier or Geidea) as a third-party provider in Shopify checkout, which unlocks cards, wallets, Apple Pay, instalments and cash on delivery.

Which payment gateway should I use in Egypt?

Paymob is the most common choice because a single integration covers cards, mobile wallets, instalments, BNPL and cash on delivery. PayTabs and Geidea are strong for cross-border and Saudi coverage. The right pick depends on your fees, payout terms and which instalment providers you need — we help stores choose.

Can I offer valU or Sympl instalments on Shopify?

Yes. valU, Sympl, Souhoola, Halan and Forsa are offered through Paymob — the shopper selects their instalment provider at checkout. Bank card instalments for participating banks are enabled the same way.

How do I accept payments in Saudi Arabia on a Shopify store?

Use a gateway that supports KSA (such as PayTabs or Geidea) for cards and Apple Pay, add Tabby and Tamara for buy-now-pay-later, and STC Pay for wallet payments. Together these cover the methods Saudi shoppers expect.

Does Apple Pay work on Shopify in Egypt and the Gulf?

Yes. Apple Pay is available on Shopify in the region when it is enabled through Paymob or PayTabs, giving customers one-tap checkout on iPhone and Safari.

What about cash on delivery?

Cash on delivery is fully supported and still a large share of orders. We pair it with an order-confirmation and COD-management flow — often including WhatsApp confirmations — to reduce failed and returned deliveries.